Section 742 | Meaning of “the insured”
From legislation.gov.uk
In sections 735 to 737 “the insured” includes—
(a)the insured's spouse or civil partner ,
(b)any child under 21 of the insured or the insured's spouse or civil partner , and
(c)any person on whom any liabilities arising from an actual or proposed transaction identified in the policy will fall jointly with the insured or the insured's spouse.