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Contents

Legislation
Data Protection Act 2018

Crossheading Rights of the data subject

  • Section 12 Limits on fees that may be charged by controllers
  • Section 13 Obligations of credit reference agencies
  • Section 13A Meaning of “relevant offence” for purpose of right to erasure
  • Section 14 Automated decision-making authorised by law: safeguards
  1. Rights of the data subject
  2. Obligations of credit reference agencies

Section 13 | Obligations of credit reference agencies

From legislation.gov.uk

(1)This section applies where a controller is a credit reference agency (within the meaning of section 145(8) of the Consumer Credit Act 1974).

(2)The controller's obligations under Article 15(1) to (3) of the UK GDPR (confirmation of processing, access to data and safeguards for third country transfers) are taken to apply only to personal data relating to the data subject's financial standing, unless the data subject has indicated a contrary intention.F1

(3)Where the controller discloses personal data in pursuance of Article 15(1) to (3) of the UK GDPR, the disclosure must be accompanied by a statement informing the data subject of the data subject's rights under section 159 of the Consumer Credit Act 1974 (correction of wrong information).F2

Notes

  1. F1

    Words in s. 13(2) substituted (31.12.2020) by The Data Protection, Privacy and Electronic Communications (Amendments etc) (EU Exit) Regulations 2019 (S.I. 2019/419), reg. 1(2), Sch. 2 para. 16 (with reg. 5); 2020 c. 1, Sch. 5 para. 1(1)

  2. F2

    Words in s. 13(3) substituted (31.12.2020) by The Data Protection, Privacy and Electronic Communications (Amendments etc) (EU Exit) Regulations 2019 (S.I. 2019/419), reg. 1(2), Sch. 2 para. 16 (with reg. 5); 2020 c. 1, Sch. 5 para. 1(1)

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